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Apply Personal Loan at Lowest Rate @ 8% with Rupeeu

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Apply For Personal Loan

Collateral-free personal loan with lowest interest rate is just a few clicks away from you. Apply Personal Loan online and fulfill your dreams without worrying about money. The term personal loan has emerged as a boon for individuals seeking quick and hassle free access to funds. Personal loan is a financial tool that offers unparalleled flexibility and convenience to borrowers. Unlike traditional loans, a personal loan is unsecured, meaning you don't have to provide any collateral to secure it.

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  • Fill in the Form

    Apply online with basic details and minimum documentation.

  • Get Instant Approval

    We will verify the documents and approval with the best offer.

  • Get Instant Disbursal

    The amount will be disbursed to the borrower of loan instantly.

Features & Benefits of Personal Loan

No Collateral Required

Personal loans don't require collateral, as it is an unsecured loan making them accessible and removes the risk of losing assets in case of default.

Flexibility in Usage

Personal loans offer flexibility in how the funds can be used. Borrowers can utilize the loan for various purposes such as debt consolidation, home improvement, medical expenses, etc.

Customizable Tenure Period

Borrowers can choose a repayment tenure that suits their financial situation. Longer tenures may result in lower monthly payments, while shorter tenures may reduce the interest rate.

Quick Approval

Personal loans have a quick approval process. Online application options and instant approval systems help borrowers receive funds quickly.

Minimal Documentation

Personal loans usually require minimal documentation. Basic identification and income proof are the major requirements.

Fast Disbursement

Once approved, personal loans offer quick disbursal of funds, which is beneficial in emergencies or urgent financial needs.

  • Eligibility Criteria

    To apply for a personal loan

    • Your monthly salary should be ₹25,000.
    • Your Intrest rates 10.25% upto 50 lakhs.
    • Your Tenure should be 12 to 48 months.
    • You need to be a minimum 21 years age.
    • Your CIBIL score should be 700 or higher.
    Apply Personal Loan

  • Fees and Charges

    While the fees and charges of personal loans usually vary widely depending on lender and the credit profile of the loan applicants, the following table will give you a fair idea of the personal loan fees and charges levied by the lenders:

    • Loan Processing Fees : 0.5% to 4% of loan amount
    • Pre-payment/Part-payment/Foreclosure Charges: For Floating Rate: Nil
      For Fixed Rate: Usually around 2% - 5% on the principle outstanding
    • Stamp Duty Charges: As per actuals
    • Legal Fees: As per actuals
    • EMI/Cheque Bounce: Around Rs 400 per bounce
    Apply Personal Loan

  • Documents Required

    To apply for a personal loan

    • Address Proof (Adhaar Card, Voter ID, Driving License, etc)
    • Identification Proof (PAN Card, Adhaar Card, Voter ID, etc)
    • Bank statement for last 6 months (Same salary account)
    • Salary slips for the latest 3 months from the employeer.
    • Submit recent passport size photo
    Apply Personal Loan

Get Instant Personal Loan

Apply for a personal loan online and get an instant personal loan from Rupeeu

Benefits of Personal Loan

With Rupeeu Personal Loan you can say goodbye to lengthy approval processes and mountains of paperwork. Our application process ensures that you can get the funds you need when you need them, without the unnecessary delays. We are committed to providing you with the best financial solutions. Borrowers can choose a repayment tenure that suits their financial situation. Longer tenures may result in lower monthly payments, while shorter tenures may reduce the interest rate.

Apply Personal Loan
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Personal Loan
With Best Interest Rate

100%
Digital
Process

%

Interest Per Annum

Get access to the offers from 20+ partner banks and NBFCs, allowing you to check and compare personal loan options very conveniently.

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Factors affecting Personal Loan Interest Rate

There are many factors which determine the interest rate of your personal loan:

  • Credit History

    The key factor which plays crucial role in the approval of personal loan. Credit history not only determines your eligibility but along with it also affects the interest rate. High credit scores help in building the lender's trust in the borrower’s financial behaviour.

  • Monthly Income

    People with higher income usually have higher potential for repayment of loan so people with higher income receive the loan with lowest interest rate.

  • Repayment History

    The borrower will track the record of your repayments of your debts according to your interest rate. A consistency and timely repayment history of your loan results in the lower interest rate, demonstrating reliability to lenders.

  • Status of Employer

    Interest rate depends on this factor too. In which company you are working with, the reputation and financial stability of the employer plays a vital role over here as it signifies the reliability and potentially impact the interest rate of the borrower.

  • Bank Relations

    Long standing and positive relation with the bank lead to preferential rates or more flexible terms for the borrower and impact the interest rate of loan.

  • Salary Type

    Salary on account matters, if getting salary on cash it was very less chance for loan, if getting salary on bank account directly by employeer is more chance of get loan.

Personal Loan Required Documents

Basic documents required for applying a personal loan.

Adhaar Card
is Mandatory

PAN Card
is Mandatory

For Salaried

For Self-Employed

Address Proof
Adhaar Card

Signature Proof
PAN Card

Questions & Answers

Find answers to all your queries about our financial services.

Help You to Find

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  • Bank is providing the cheapest Personal Loan?

    HDFC is providing the cheapest Personal Loan in India starting at an interest rate of ...

  • What is the Interest Rate for Personal Loan?

    Personal loan with lowest interest rate is available, the interest rate for the personal loan ...

  • What is the process of Personal Loan?

    Get fast approval personal loan through My Mudra. Borrowers can get their documentation done online ...

  • What is the Eligibility Criteria for Personal Loan?

    A Person having minimum salary of Rs.25,000 with a CIBIL Score of more than 700 ...

  • Is Personal Loan Secured or Unsecured Loan?

    Personal Loan is an unsecured loan because it does not require any collateral or security.

Didn’t get, Click below button to more answers or contact us.

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