To qualify for a personal loan, lenders typically consider several factors, including your credit score, income, employment status, and debt-to-income ratio. Each lender may have different criteria, so it's best to check with them directly.

Interest rates for personal loans vary based on factors like your credit score, the lender, and the loan amount. Generally, rates can range from around 9.99% to 36%. It's important to shop around for the best rate.

The amount you can borrow with a personal loan usually ranges from ₹100,000 to ₹50,00,000, depending on the lender’s policies, your creditworthiness, and your income. Some lenders may offer higher amounts for qualified borrowers.

Repayment terms for personal loans can vary widely, typically ranging from 1 to 6 years. Lenders may offer different term lengths, so it's important to review the options and choose a term that fits your financial situation.

Yes, many lenders allow you to pay off your personal loan early without penalties. However, it's essential to check with your lender about their specific policies regarding early repayment, as some may have fees associated with it.